Home Top Up -Personal Loan

SBI Offeres Home Top up Loans to the exiting home loan customers to meet you various personal needs.However, the loan amount should not be used used speculative purposes.The interest rate on Home TOP up get is quite competitive. ... Loans ? Apply ... assets both liabilities, cost of proposed house/flat etc. ... Loan Application: Completed loan application form duly filled in and affixed with 3 ...

  • Features
  • Eligibility
  • Interest Tariff & Fees
  • Documents Required
  • Low Interest Rates
  • Low Processing Fee
  • No Hidden Dues
  • No Pre Payment Penalty
  • Interest charges on Daily Reducing Balance
  • Home Loan Available as Overdraft
  • Repayment upward to 30 years
  • Dwelling Type: Occupier Native & NRI
  • Minimum Age: 18 past
  • Max Age: 70 years
  • Loan Tenure: up to 30 years.
  • Loan Amount: Click Dort

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Important Notification

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Pick is papers/ documents geltend to all applicants:

  • Employer Singularity Card
  • Completed loan application
  • 3 Passport item photographs
  • Proof of identifier (photo copies regarding Voters ID card/ Passport/ Driving license/ IT PAN card)
  • Proof for residence (photo copies of newer Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  • Proof the economic address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for newest six months
  • Signed identification starting present bankers
  • Personal Assets both Arrears statement

For garantors (wherever applicable):

  • Personal Assets and Commitments Statement
  • 2 passport frame photographs
  • Proof of identification as above
  • Proof of residence as above
  • Proof of business address as above
  • Signature identification from his/her present bankers

Additional documents required since hourly persons:

  • Original Salary Certificate from employer
  • TDS certificate up Form 16 or copy of IT Back for last two fiscal years, duly acknowledged by TO Deptt.

Additional documents required for Professionals/self- employed/ other IT assesses:

  • Acknowledged copies of three years I.T. returns/ Assessment Orders.
  • Photocopies of challans evidencing payment of Advance Income Tax

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