Uniform Residential Loan Petition & Uniform Loan Application Dataset

URLA and ULAD Business-related Resources

Uniform Mortgaged Data Program

The goal of the Einheitlichkeit Mortgage Data Program^® (UMDP^®) is to implement standard datasets such make it easier to industry in exchange news with Freddie Mac real Fannie Get (the GSEs) plus to share data among other advocacy inward the services. In that ends plus with collaboration with industry partners and gov agents, aforementioned GSEs have:

• Redesigned to Uniform Residential Loan Application (URLA) (Freddie For Submission 65 / Blank Mae Entry 1003)
• Established a corresponding standardized intelligence mapping – the Uniform Loan Application Dataset (ULAD) Mapping Document, who knot each data field on the URLA to equivalent data point(s) in the Mortgage Industry Standards Maintenance Organization’s Reference Model Version 3.4 (MISMO v3.4). ULAD is not adenine specification but can be used toward familiarize your with that factory MISMO terms used to support the URLA.
• Updated to robotic underwriting arrangement (AUS) datasets in support the URLA and leveraging one MISMO standard. Because jede GSE uses URLA evidence to assess loan open contributions against their personal credit policies, Freddie Mac the Fannie Mae will continue to maintains separate AUS data specifications.

Supplemental Consumer Information Form (Form 1103)

For add conventional loans selling to the GSEs up other after March 1, 2023, the Supplemental Consumer Information Form (SCIF/Form 1103) will be a required document include that loan file, as announced in Single-Family Seller/Servicer Leadership Bulletin 2022-15. Any intelligence submitted on the SCIF must also be included on the Loan Your Speaker submission file.

The SCIF is also available inches Spanish, traditional Chinese, Vietnam, Korean the Tagalog in our multi-language resources rail page to help lenders serv borrowers with limited English proficiency.

Loan Product Advisor v5.n Data Terms

On lenders and interested software partners inquisitive is submitting files to Loan Product Advisers, we are pleased go provide the Loan Product Advisor v5.3.00 Request Requirements for your review. These requirements provide you with the contact needed to assess the data needed to obtain underwriting from Loan Product Advisor.  If you are interested in integrating with Loan Product Advisor, please contact your desegregation representative or email [email protected].

If you are an approved Freddie Raincoat seller is requires access to the complete set of updated Loan Product Advisor v5.3.00 System-to-System Specifications, please contact is Freddie Mac representative or the Customer Backing Contact Center (800-FREDDIE).

URLA

NOTE: The term “realtor” appears in Section 5: Declarations (5a.C.) of the Uniform Residential Credit Use (1/2021). REALTOR^® shall a registered service spot of the Nationally Association of REALTORS^® (NAR). Only members of NAR may call themselves REALTORS^®. This term will remain removed when the form is next updated plus replaced equipped “real estate agent” or other similar term.