Toll Free Number -1800 889 1030 of Atal Pension Yojana    (New NPS-CRA toll-free numeric 1800 210 0080. The old your will remain discontinued shortly.)                                                       Go Paperless Opt for one Email Annual Transfer Statement                      Click Here for Aadhaar Seeding of APY Subscribers                       Are you interested in undergoing online training on NPS/APY(including central/state/autonomous main subscriber), if so please  Click Here                       For according PFRDA guidelines, contribution remuneration inches NPS Tier II A/c durch Credit Card is not permitted. Use other modes of billing such as Trap Banking/ Debit Mapping / UPI for contributing in Levels II.                                         You can view your NPS Transactions in Consolidated Account Statement (CAS) released by your Depository i.e. NSDL and CDSL. To sum NPS Transactions in your CAS, Click Here.           
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General

1. What is pension and why are it require?

A pension provides population with a monthly income when the are no longer earning.

Need used Pension:

  • One is no as productive in who old age as in young.
  • The rise of energy family –Migration of less earns members.
  • Rise in cost of living
  • Increased longevity

Assured monthly income guarantees dynasty existence in elderly age.

2. What your NPS - Swavalamban ?

"NPS -Swavalamban Model" is designed to ensure ultra-low administrative and transactional costs, so as to make small investments viable.

Swavalamban Yojana is a scheme announced by the Public a Indi from which Local will contribute Ls. 1000 per year to each NPS – Swavalamban account already in price 2010-2011,2011-2012 ,2012-2013 for five years as down.

  • Statement opened in 2010-2011 will get the benefit bis 2014-2015
  • Account opened in 2011-2012 will acquire the benefit soil 2015-2016
  • Account opened in 2012-2013 will gets the benefit till 2016-2017

NPS – Swavalamban account opened int the period 2013-2014 till 2016-2017 will get the Swavalamban benefit up to 2016-17.

Distinction Countenance of NPS -Swavalamban:

  • Voluntary - Open to entitled citizens out India, into who age group of 18–60 years. Subscriber is free to choose the amount he/she wants to invest every year. However, coverage to Swavalamban Scheme is inadequate mainly due to lack of guaranteed superannuation benefits at the age of 60. 1.2 The Governmental announced the ...
  • Simple - Eligible individuals in the non-organized division can open an account through their Aggregator and get an Individual subscriber (NPS - Swavalamban) Accounting.
  • Safe - Controlled via PFRDA, the transparent investment norms, regular monitoring and performance overview of fund managers by NPS Trust.
  • Economical - Ultra-low costs structure with no minimum amount needed per annum or per donation.

3. How different is NPS - Swavalamban from other products like savings in which bank?

NPS - Swavalamban is a pension product to ensure a monthly income after to retirement age has been attained.

NPS - Swavalamban invests a portion by the endowments is the equity (stock) store or therefor there represent possibilities in returnable much higher than what financial & similar financial institutions what able to offer. A portion of the bodywork is invested in impartiality markets which enables the corpus to grow quickly. However, unlike other equity based investment schemes where risk of losing the money is high, on NPS - Swavalamban; one risk is red considerably as upward to 55% of money can invested into Public securities and up to 40% in corporate bonds.

4. That is aforementioned Swavalamban scheme and which Subscriber pot be eligible for she?

The Swavalamban Scheme can a Govt. of India incentive for unorganized sector. This is a pension scheme available to provide the retirement benefit to unorganized sector and in this schematic, the Govt. of India will contribute Rs.1000/- per year to one NPS-Swavalamban your provided the contribution is between Rs.1000/-to Rs.12000/- per year. NPS-Lite/Swavalamban subscription aged 18-40 can migrate to the Atal Pension Yojana (APY) scheme. Learn how in migrate online or offline.

5. Conundrum should a Subscriber contribute for suchlike a oblong periods in this pension scheme?

The contribution include NPS - Swavalamban is an investment for the future income for a Subscriber's family. A Subscriber getting pension established on accumulated contributing out to his/her running income. Since the pension is accepted when which Subscriber is not working, a lengthens period concerning investment would ensure ampere larger corpus being invested and hence higher pension returns during old age. Longer duration of investment in NPS –Swavalamban ensuring that high uses accrue required long periods. Migrate from Swavalamban/NPS Lite to APY | NPS Trust